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Stolen Credit Card problems at local stores...?

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Started 4 years ago by rave_til_dawn
Latest reply from kessler

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rave_til_dawn
Dennison Place
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I was wondering if anyone else has recently had any issues with their credit card number getting stolen and then used to make purchases online. My wife had her number stolen (not the card) about a month ago, we quickly called the bank and got a new number.
Today we received a package that we did not order. Again we called the bank and sure enough, the number has been stolen.
My question is has anyone else had this sort of problem recently? The majority of our purchases between the 2 instances have been primarily in the Short North. I was hoping to find some sort of pattern, as the bank isn't much help in finding the source.
Any help is appreciated.

Posted 4 years ago #
MikeReed

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My bank called me a while back and asked if I spent 10.64 at home depot in Arizona. I had not.
My friend David told me today that his card kept getting denied. He then found out that someone had charge $3500 in Mexico on it.
So, yeah...

Posted 4 years ago #
dnm
Merion Village
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I had this happen to me. A former waiter at Spaghetti Warehouse "borrowed" my number to buy memberships to a shitload of porn sites. My bank covered it and the dude got fired, but I think its just sad

Posted 4 years ago #
dru
IV
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i had this happen about a year ago, my number was being used to buy gas, etc... in Montreal.
the bank won't do too much about it unless it's tens of thousands of dollars, otherwise it's not worth their time/money to pursue it. about the same time i had a colleague in Indiana whose card number was lifted and used to buy flights, etc... mounting into a few thousand dollars. even though the idiots checked onto the flight, the bank just let it go. kind of infuriating, since you feel so violated.
if you haven't yet, i'd run a quick credit check to make sure they don't have anything more than your card number. they cannot do too much damage with the card number, especially since the bank will purge the purchases and change your number, but if they have name, address and other id they can start to wreak havoc.

Posted 4 years ago #
Walker
The KLD / Downtown
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I had the same credit card number for like 5 years without any problems until one day (about 2 years ago) I happened to look at my account online to see a balance of ZERO and a bunch of ATM withdrawl transactions in Istanbul that emptied my account.
I called the bank and they quickly reinstated my money, cancelled the card, and sent me a new one. It was pretty painless actually.

Posted 4 years ago #
dnm
Merion Village
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Yeah, my experience with Us Bank was pretty painless as well. Im not sure I would subscribe to a credit monitoring site, but I would for sure check it a couple times a year

Posted 4 years ago #
rave_til_dawn
Dennison Place
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Thanks for the info. I guess we'll try calling a few of the places where the purchases have been made and see if they can tell us anything about the orders. We're also going to watch any local shops that don't blank out the credit card number on their reciepts and ask if they can change that.

Posted 4 years ago #
dKilla
Dublin
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Read up on credit card "skimming"

Posted 4 years ago #
ddavis
Westgate
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I've had issues with unauthorized charges on both one of my credit cards and my debit card. Each time I contacted the institution and was able to get my money reinstated. Debit card was a pain though, because that was actual money out of my checking account!

Posted 4 years ago #
myliftkk
Columbus, OH
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rave_til_dawn wrote Thanks for the info. I guess we'll try calling a few of the places where the purchases have been made and see if they can tell us anything about the orders. We're also going to watch any local shops that don't blank out the credit card number on their reciepts and ask if they can change that.
Visa/Mastercard actually require that all but the last 4 digits on customer receipts are masked in their agreements with retailers. I'm not sure, but you might be able to report them to VS/MC about not fulfilling their agreement (I think it would mean they have to upgrade their equipment or mechant software). This doesn't prevent employees from lifting your number though, since the store copy always is going to show all of the numbers. A friend of mine had his lifted once from a clerk at Wendy's.
Your best defense is diversifying your bank and credit accounts if you can to limit damage if/when it does happen. Some places that do direct deposit can split paychecks. Plus keeping a close eyes on your bank account activity which is vastly easier to reconcile almost on a day to day basis now that most all banks have automatic download capabilities.
The worst I had was losing my wallet in college and having someone use my id to pass a $2k stolen check at Kmart back in the 90s. The investigators put me under the hot lights :x because I never reported the wallet stolen (uh, because I lost it Columbo)...
Never had any idea you could actually spend $2k at Kmart. :roll:
Btw, what was in the package? :shock: You never said...

Posted 4 years ago #
rave_til_dawn
Dennison Place
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Yeah, sorry, so this is the best part (if there is one). This really started around my wife's birthday, when got this apron from a "French Women know how to Cook" site, that had a woman on it walking a poodle. Since we have a poodle AND it was my wife's birthday, we thought it was a gift, although a horrible choice. Days later we got a letter about being a member of a wine club, a teeth whitening kit, and something else I can't remember. This led to the call from the credit card company.
A new credit card number and a month later, we got a Scholastic Reading, Writing, and Spelling phonic kit. So I'll let you surmise whether or not this is the same person making these purchases and what they'd be like. :roll:

Posted 4 years ago #
Daz
Tweeting about some totally unimportant event
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I haven't had it happen recently, but about 4 years ago, I had my number swiped by somebody and they ran 4000 in cash advances to Ukraine.
The credit card company and I figured it out and boom, it was reset. Luckily, I don't EVER use my debit card if I can avoid it, and so I still had money at my disposal while everything was going on.
And so it is... I still shy from using that thing, besides... buyer's protection insurance (whatever that is) and the travel miles are way better with credit cards.

Posted 4 years ago #
kessler
Georgian Heights
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Insert "screaming lunatic here"

oh frost bite!

to answer your question now I have. "sad clown faces go here"

Posted 2 years ago #