MoneyDragon said:
Good luck finding westsiders that don's smoke.
*rolls eyes*





I'm on the West Side and I'm a former smoker.
When we bought our house in ‘95, I got life insurance to cover the mortgage if I died. When I found out I was going to become a father in 2001, I wanted to increase the coverage and acquiesced to my insurance agents repeated suggestion that I try to qualify for a policy that only the healthiest 10% of the population qualifies for. She reminded me that I said I smoked the occasional cigar when I got my initial policy and that any tobacco would automatically disqualify me. I said that I experimented with cigars back in the ’90s when it was trendy, and hadn’t had one in years. I found out later that they test for nicotine (but curiously didn’t care about alcohol [or even marajaroni] even though they new my occupation).
I managed to qualify and have a 30 year life insurance policy.
I figure if actuaries think any tobacco is that bad, it’s not worth it.
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